Sabse acche ELSS (Tax Saver) funds
Section 80C tax deduction with a 3-year lock-in — equity that saves tax.
Data updated · 38 direct-growth funds, 0–100 Smart Score se rank kiye hue
Neeche ki interactive table English mein hai — numbers aur fund names dono jagah same hain.
| ⚖ VS | Fund | Score ↓ | Verdict | 1Y | 3Y | 5Y | Sharpe | Sortino | Std Dev | Alpha | Beta | VR★ | P/E | Expense | AUM | Age |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Motilal Oswal ELSS Tax Saver Motilal Oswal | 85 | Strong Buy | 2.6% | 21.9% | 17.8% | 0.86 | 1.11 | 21.4 | 7.8 | 1.15 | 5★ | 42.8 | 0.74% | ₹4.9k Cr | 11.5y | |
| SBI ELSS Tax Saver SBI | 81 | Strong Buy | -2.1% | 16.5% | 16.7% | 0.88 | 1.05 | 15.7 | 4.8 | 0.97 | 5★ | 23.1 | 1.11% | ₹31.8k Cr | 13.6y | |
| WhiteOak Capital ELSS Tax Saver WhiteOak | 77 | Buy | 0.5% | 17.3% | — | 0.85 | 1.05 | 15.1 | 4.3 | 0.92 | 5★ | 26.0 | 0.90% | ₹474 Cr | 3.8y | |
| Quant ELSS Tax Saver Gr Quant | 75 | Buy | 11.6% | 16.5% | 15.9% | 0.76 | 0.83 | 18.6 | 4.0 | 1.10 | 5★ | 32.8 | 1.19% | ₹13.2k Cr | 13.6y | |
| HDFC ELSS Tax Saver HDFC | 75 | Buy | -4.0% | 14.7% | 16.1% | 0.79 | 0.91 | 13.8 | 3.0 | 0.85 | 4★ | 22.6 | 1.20% | ₹15.7k Cr | 13.6y | |
| HSBC ELSS Tax Saver HSBC | 70 | Buy | 2.0% | 16.6% | 13.9% | 0.74 | 0.83 | 16.5 | 3.0 | 1.00 | 4★ | 27.2 | 1.21% | ₹4.1k Cr | 13.6y | |
| DSP ELSS Tax Saver DSP | 70 | Buy | -2.0% | 15.0% | 13.4% | 0.74 | 0.82 | 15.7 | 2.7 | 0.97 | 4★ | 18.8 | 0.90% | ₹16.6k Cr | 13.6y | |
| ITI ELSS Tax Saver ITI | 69 | Buy | 2.1% | 18.2% | 13.6% | 0.69 | 0.93 | 20.0 | 2.7 | 1.21 | 4★ | 25.6 | 0.93% | ₹452 Cr | 6.8y | |
| Nippon India ELSS Tax Saver Nippon India | 68 | Buy | 0.1% | 14.0% | 14.0% | 0.74 | 0.70 | 15.3 | 2.5 | 0.96 | 3★ | 21.2 | 1.14% | ₹14.7k Cr | 13.6y | |
| Tata ELSS Tata | 67 | Buy | 4.3% | 13.4% | 14.0% | 0.47 | 0.64 | 14.5 | 0.3 | 0.99 | 4★ | 24.1 | 0.87% | ₹4.6k Cr | 11.8y | |
| JM ELSS Tax Saver JM | 65 | Buy | 3.7% | 16.4% | 15.5% | 0.72 | 0.82 | 17.0 | 2.7 | 1.03 | 5★ | 29.4 | 1.34% | ₹231 Cr | 13.6y | |
| Baroda BNP Paribas ELSS Tax SaverDir Gr Baroda BNP Paribas | 65 | Buy | 3.0% | 16.1% | 13.3% | 0.79 | — | 15.4 | 3.4 | 0.95 | 4★ | 27.2 | 1.30% | ₹897 Cr | 13.6y | |
| Edelweiss ELSS Tax Saver Edelweiss | 65 | Buy | 4.3% | 14.3% | 13.5% | 0.69 | 0.75 | 15.5 | 1.6 | 0.98 | 4★ | 24.2 | 0.88% | ₹443 Cr | 13.5y | |
| Mirae Asset ELSS Tax Saver Mirae Asset | 60 | Hold | 0.6% | 13.5% | 12.7% | 0.65 | 0.69 | 15.6 | 1.0 | 0.99 | 5★ | 21.1 | 1.04% | ₹26.0k Cr | 10.6y | |
| FranklIn India ELSS Tax Saver Franklin | 58 | Hold | -5.2% | 12.9% | 13.2% | 0.48 | 0.66 | 13.5 | 0.3 | 0.92 | 4★ | 23.3 | 1.13% | ₹6.2k Cr | 13.6y | |
| Bank Of India ELSS Tax Saver Bank of India | 57 | Hold | 1.3% | 14.5% | 12.8% | 0.64 | 0.60 | 18.0 | 1.8 | 1.06 | 5★ | 21.5 | 0.99% | ₹1.4k Cr | 13.6y | |
| ICICI Prudential ELSS Tax Saver ICICI Prudential | 56 | Hold | -0.5% | 12.2% | 12.2% | 0.46 | 0.64 | 12.6 | 0.1 | 0.85 | 3★ | 25.1 | 1.20% | ₹14.1k Cr | 13.6y | |
| Parag Parikh ELSS Tax Saver Parag Parikh | 55 | Hold | -8.2% | 11.1% | 12.9% | 0.42 | 0.58 | 11.2 | -0.1 | 0.72 | 4★ | 17.5 | 0.68% | ₹5.6k Cr | 7.0y | |
| Kotak ELSS Tax Saver Gr Dir Kotak | 54 | Hold | -0.4% | 12.2% | 13.1% | 0.41 | 0.55 | 14.4 | -0.7 | 0.98 | 4★ | 20.9 | 0.84% | ₹6.2k Cr | 13.6y | |
| Canara Robeco ELSS Tax Saver Canara Robeco | 54 | Hold | 0.5% | 12.2% | 11.8% | 0.42 | 0.58 | 13.5 | -0.5 | 0.93 | 4★ | 26.1 | 0.69% | ₹8.6k Cr | 13.6y | |
| Bandhan ELSS Tax Saver Bandhan | 51 | Hold | 0.9% | 10.9% | 12.9% | 0.36 | 0.49 | 12.5 | -1.6 | 0.86 | 4★ | 23.4 | 0.99% | ₹6.9k Cr | 13.6y | |
| ABSL ELSS Tax Saver Gr Dir Aditya Birla Sun Life | 49 | Hold | 0.4% | 12.4% | 9.4% | 0.45 | 0.61 | 13.4 | -0.1 | 0.92 | 3★ | 32.8 | 1.05% | ₹14.3k Cr | 13.6y | |
| NJ ELSS Tax Saver Scheme NJ | 44 | Avoid | -5.6% | 12.0% | — | 0.40 | 0.54 | 14.2 | -0.1 | 0.87 | 3★ | 32.8 | 0.79% | ₹332 Cr | 3.1y | |
| Bajaj FInserv ELSS Tax Saver Bajaj Finserv | 43 | Avoid | 1.1% | — | — | 0.28 | 0.39 | 13.4 | 3.0 | 0.86 | — | 26.4 | 1.21% | ₹87 Cr | 1.5y | |
| Invesco India ELSS Tax Saver Invesco | 42 | Avoid | -3.7% | 12.9% | 10.9% | 0.44 | 0.60 | 14.7 | -0.0 | 0.99 | 3★ | 34.1 | 1.23% | ₹2.6k Cr | 13.6y | |
| Quantum ELSS Tax Saver Quantum | 42 | Avoid | -5.6% | 11.5% | 11.1% | 0.41 | 0.57 | 12.2 | -0.4 | 0.82 | 3★ | 19.0 | 0.92% | ₹207 Cr | 17.6y | |
| Union ELSS Tax Saver Union | 38 | Avoid | -0.3% | 11.5% | 12.2% | 0.36 | 0.48 | 14.0 | -1.4 | 0.96 | 3★ | 29.1 | 1.67% | ₹857 Cr | 13.6y | |
| Axis ELSS Tax Saver Axis | 36 | Avoid | -1.5% | 10.7% | 7.8% | 0.33 | 0.46 | 13.3 | -2.1 | 0.89 | 2★ | 28.4 | 1.05% | ₹31.8k Cr | 13.6y | |
| LIC MF ELSS Tax Saver LIC | 32 | Avoid | -4.8% | 10.7% | 11.3% | 0.30 | 0.40 | 13.6 | -2.0 | 0.91 | 3★ | 25.0 | 1.18% | ₹1.0k Cr | 13.6y | |
| MahIndra Manulife ELSS Tax Saver Mahindra Manulife | 32 | Avoid | -4.2% | 9.7% | 11.5% | 0.25 | 0.34 | 13.2 | -2.7 | 0.91 | 3★ | 23.1 | 1.10% | ₹884 Cr | 9.8y | |
| Taurus ELSS Tax Saver Taurus | 30 | Avoid | -5.0% | 11.0% | 11.5% | 0.34 | 0.46 | 13.7 | -1.3 | 0.90 | 3★ | 32.8 | 2.14% | ₹70 Cr | 13.6y | |
| UTI ELSS Tax Saver UTI | 30 | Avoid | -3.3% | 9.9% | 9.3% | 0.27 | 0.37 | 12.9 | -2.4 | 0.88 | 2★ | 23.0 | 1.03% | ₹3.5k Cr | 13.6y | |
| PGIM India ELSS Tax Saver PGIM India | 25 | Avoid | -2.8% | 9.1% | 11.3% | 0.21 | 0.29 | 13.2 | -3.1 | 0.90 | 3★ | 28.2 | 1.35% | ₹713 Cr | 10.6y | |
| Sundaram ELSS Tax Saver Sundaram | 24 | Avoid | -5.1% | 9.4% | 11.2% | 0.22 | 0.30 | 13.1 | -3.0 | 0.89 | 3★ | 32.8 | 1.79% | ₹1.3k Cr | 13.6y | |
| Groww ELSS Tax Saver Groww | 18 | Avoid | -6.7% | 10.0% | 10.2% | 0.24 | 0.33 | 14.4 | -3.0 | 0.97 | 2★ | 32.8 | 1.44% | ₹51 Cr | 8.6y | |
| Shriram ELSS Tax Saver Shriram | 17 | Avoid | -2.0% | 8.6% | 9.6% | 0.14 | 0.18 | 15.6 | -4.7 | 1.02 | 2★ | 32.8 | 0.95% | ₹47 Cr | 7.5y | |
| Sundaram Value Sundaram | 10 | Avoid | -6.5% | 7.2% | 9.7% | 0.11 | 0.14 | 18.7 | -18.8 | 0.89 | 2★ | — | 1.75% | ₹1.3k Cr | 13.6y | |
| Samco ELSS Tax Saver Samco | 5 | Avoid | -8.2% | 5.3% | — | -0.06 | -0.08 | 17.6 | -8.1 | 1.06 | 1★ | 26.3 | 1.52% | ₹107 Cr | 3.6y |
ELSS (Tax Saver) — Jhatpat jawaab
›Abhi sabse accha ELSS (Tax Saver) mutual fund kaun sa hai?
Motilal Oswal ELSS Tax Saver abhi 38 ELSS (Tax Saver) funds mein #1 hai — FundLens Smart Score 85/100 (Strong Buy). 3 saal ka return 21.9%, 5 saal ka 17.8%, expense ratio 0.74% (direct plan). Ranking 24 Jul 2026 ke data se bani hai.
›Kis ELSS (Tax Saver) fund ka risk-adjusted return sabse accha hai?
Sortino ratio ke hisaab se Motilal Oswal ELSS Tax Saver category mein sabse aage hai — 1.11 (Sharpe 0.86). Matlab girawat ke har unit risk par sabse zyada return.
›Sabse kam expense ratio wala ELSS (Tax Saver) fund kaun sa hai?
Parag Parikh ELSS Tax Saver — saalana 0.68% (direct plan), category mein sabse kam. Kam fees lambe samay mein aapke favour mein compound hoti hai.
›AUM ke hisaab se sabse chhota ELSS (Tax Saver) fund kaun sa hai?
Shriram ELSS Tax Saver — ₹47 Cr, category mein sabse chhota. Chhote funds phurteele ho sakte hain, par size ko akeli khoobi mat maano.
›ELSS (Tax Saver) fund mein kitne samay ke liye invested rehna chahiye?
ELSS (Tax Saver) funds ka risk bahut ooncha hota hai, isliye aam taur par 7+ saal ka nazariya samajhdaari hai. Section 80C tax deduction with a 3-year lock-in — equity that saves tax. Yeh research hai, investment advice nahi.
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