Sabse acche ELSS (Tax Saver) funds
Section 80C tax deduction with a 3-year lock-in — equity that saves tax.
Data updated · 38 direct-growth funds, 0–100 Smart Score se rank kiye hue
Neeche ki interactive table English mein hai — numbers aur fund names dono jagah same hain.
| ⚖ VS | Fund | Score ↓ | Verdict | 1Y | 3Y | 5Y | Sharpe | Sortino | Std Dev | Alpha | Beta | VR★ | P/E | Expense | AUM | Age |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Motilal Oswal ELSS Tax Saver Motilal Oswal | 83 | Strong Buy | 14.8% | 22.8% | 17.4% | 0.84 | 1.18 | 21.7 | 8.9 | 1.15 | 5★ | 40.9 | 0.98% | ₹4.8k Cr | 11.6y | |
| WhiteOak Capital ELSS Tax Saver WhiteOak | 79 | Strong Buy | 6.6% | 17.3% | — | 0.82 | 1.04 | 14.9 | 4.9 | 0.92 | 5★ | 26.3 | 0.87% | ₹494 Cr | 3.9y | |
| ITI ELSS Tax Saver ITI | 74 | Buy | 9.2% | 18.0% | 13.8% | 0.68 | 0.91 | 20.0 | 3.7 | 1.22 | 4★ | 23.3 | 0.88% | ₹455 Cr | 6.9y | |
| HDFC ELSS Tax Saver HDFC | 73 | Buy | -2.1% | 13.8% | 14.7% | 0.70 | 0.82 | 13.5 | 2.7 | 0.84 | 4★ | 23.0 | 1.18% | ₹16.1k Cr | 13.7y | |
| HSBC ELSS Tax Saver HSBC | 72 | Buy | 8.3% | 16.9% | 13.3% | 0.76 | 0.86 | 16.4 | 4.4 | 1.01 | 4★ | 27.6 | 1.21% | ₹4.1k Cr | 13.7y | |
| Quant ELSS Tax Saver Gr Quant | 72 | Buy | 16.4% | 15.3% | 15.9% | 0.63 | 0.72 | 18.2 | 2.8 | 1.09 | 5★ | 30.8 | 1.19% | ₹13.3k Cr | 13.7y | |
| SBI ELSS Tax Saver SBI | 72 | Buy | -0.1% | 14.8% | 15.2% | 0.68 | 0.87 | 15.3 | 2.7 | 0.95 | 4★ | 23.7 | 1.23% | ₹32.3k Cr | 13.7y | |
| JM ELSS Tax Saver JM | 70 | Buy | 10.1% | 16.9% | 14.8% | 0.72 | 0.87 | 16.9 | 3.8 | 1.03 | 5★ | 29.8 | 1.29% | ₹241 Cr | 13.7y | |
| Edelweiss ELSS Tax Saver Edelweiss | 69 | Buy | 9.3% | 14.7% | 12.7% | 0.68 | 0.79 | 15.3 | 2.5 | 0.97 | 4★ | 25.2 | 0.90% | ₹455 Cr | 13.6y | |
| Tata ELSS Tata | 68 | Buy | 10.4% | 13.5% | 13.0% | 0.60 | 0.66 | 15.5 | 1.4 | 0.98 | 4★ | — | 0.90% | ₹4.7k Cr | 11.9y | |
| Baroda BNP Paribas ELSS Tax SaverDir Gr Baroda BNP Paribas | 67 | Buy | 7.6% | 16.1% | 12.4% | 0.78 | — | 15.3 | 4.2 | 0.95 | 4★ | 30.1 | 1.35% | ₹917 Cr | 13.7y | |
| DSP ELSS Tax Saver DSP | 67 | Buy | 2.5% | 13.9% | 12.3% | 0.63 | 0.72 | 15.5 | 1.9 | 0.97 | 4★ | 20.0 | 0.92% | ₹16.7k Cr | 13.7y | |
| Mirae Asset ELSS Tax Saver Mirae Asset | 61 | Hold | 5.1% | 13.1% | 11.5% | 0.47 | 0.64 | 13.9 | 0.5 | 0.96 | 4★ | 21.5 | 1.02% | ₹26.4k Cr | 10.8y | |
| Canara Robeco ELSS Tax Saver Canara Robeco | 58 | Hold | 3.6% | 12.5% | 10.5% | 0.44 | 0.60 | 13.5 | 0.1 | 0.93 | 4★ | 26.5 | 0.68% | ₹8.8k Cr | 13.7y | |
| Nippon India ELSS Tax Saver Nippon India | 57 | Hold | 3.3% | 12.7% | 12.2% | 0.43 | 0.58 | 14.4 | -0.1 | 0.99 | 3★ | 20.9 | 1.12% | ₹14.9k Cr | 13.7y | |
| Bank Of India ELSS Tax Saver Bank of India | 55 | Hold | 7.1% | 13.5% | 11.8% | 0.55 | 0.53 | 17.7 | 1.2 | 1.05 | 4★ | 21.3 | 1.03% | ₹1.4k Cr | 13.7y | |
| Kotak ELSS Tax Saver Gr Dir Kotak | 55 | Hold | 4.0% | 11.8% | 12.2% | 0.37 | 0.50 | 14.3 | -0.9 | 0.98 | 4★ | 24.4 | 0.81% | ₹6.3k Cr | 13.7y | |
| Bajaj Finserv ELSS Tax Saver Bajaj Finserv | 54 | Hold | 7.7% | — | — | 0.41 | 0.59 | 13.1 | 4.4 | 0.87 | — | 25.7 | 1.28% | ₹89 Cr | 1.6y | |
| Invesco India ELSS Tax Saver Invesco | 52 | Hold | 2.7% | 13.5% | 10.8% | 0.57 | 0.65 | 16.5 | 1.2 | 1.02 | 4★ | 34.2 | 1.17% | ₹2.7k Cr | 13.7y | |
| FranklIn India ELSS Tax Saver Franklin | 52 | Hold | -1.2% | 11.7% | 12.4% | 0.39 | 0.53 | 13.5 | -0.7 | 0.92 | 3★ | 23.7 | 1.17% | ₹6.2k Cr | 13.7y | |
| Bandhan ELSS Tax Saver Bandhan | 51 | Hold | 4.1% | 10.2% | 12.3% | 0.30 | 0.41 | 12.5 | -2.1 | 0.86 | 4★ | 23.2 | 0.93% | ₹7.0k Cr | 13.7y | |
| ICICI Pru ELSS Tax Saver ICICI Pru | 50 | Hold | 0.8% | 11.8% | 10.6% | 0.42 | 0.59 | 12.6 | -0.1 | 0.85 | 3★ | 24.9 | 1.21% | ₹14.3k Cr | 13.7y | |
| ABSL ELSS Tax Saver Gr Dir Aditya Birla Sun Life | 48 | Hold | 2.6% | 12.1% | 8.7% | 0.42 | 0.58 | 13.4 | -0.2 | 0.92 | 3★ | 30.9 | 1.07% | ₹14.7k Cr | 13.7y | |
| Axis ELSS Tax Saver Axis | 47 | Hold | 2.5% | 12.1% | 6.3% | 0.42 | 0.59 | 13.2 | -0.7 | 0.89 | 2★ | 29.1 | 1.04% | ₹32.3k Cr | 13.7y | |
| Parag Parikh ELSS Tax Saver Parag Parikh | 45 | Hold | -7.3% | 9.7% | 11.8% | 0.29 | 0.40 | 11.2 | -1.3 | 0.72 | 4★ | 17.7 | 0.67% | ₹5.7k Cr | 7.1y | |
| NJ ELSS Tax Saver Scheme NJ | 42 | Avoid | -1.6% | 10.6% | — | — | — | — | — | — | 3★ | 30.9 | 0.70% | ₹346 Cr | 3.2y | |
| Quantum ELSS Tax Saver Quantum | 39 | Avoid | -3.9% | 10.6% | 10.2% | 0.34 | 0.47 | 12.2 | -1.1 | 0.81 | 3★ | 19.8 | 0.93% | ₹213 Cr | 17.7y | |
| Union ELSS Tax Saver Union | 38 | Avoid | 2.6% | 11.4% | 10.9% | 0.35 | 0.47 | 14.0 | -1.2 | 0.96 | 3★ | 30.9 | 1.68% | ₹861 Cr | 13.7y | |
| Taurus ELSS Tax Saver Taurus | 33 | Avoid | 0.0% | 11.0% | 11.0% | 0.33 | 0.45 | 13.7 | -1.2 | 0.90 | 3★ | 30.9 | 2.10% | ₹73 Cr | 13.7y | |
| PGIM India ELSS Tax Saver PGIM India | 32 | Avoid | 2.2% | 10.0% | 10.8% | 0.27 | 0.37 | 13.2 | -2.2 | 0.90 | 3★ | 27.8 | 1.20% | ₹718 Cr | 10.7y | |
| LIC MF ELSS Tax Saver LIC | 30 | Avoid | -1.3% | 10.5% | 10.0% | 0.29 | 0.40 | 13.6 | -1.8 | 0.91 | 3★ | 28.5 | 1.24% | ₹1.0k Cr | 13.7y | |
| UTI ELSS Tax Saver UTI | 28 | Avoid | -0.3% | 9.2% | 8.0% | 0.21 | 0.29 | 12.9 | -2.9 | 0.88 | 2★ | 24.0 | 1.01% | ₹3.5k Cr | 13.7y | |
| Sundaram ELSS Tax Saver Sundaram | 24 | Avoid | -2.2% | 9.3% | 9.9% | 0.21 | 0.29 | 13.1 | -2.9 | 0.90 | 3★ | 30.9 | 1.79% | ₹1.3k Cr | 13.7y | |
| MahIndra Manulife ELSS Tax Saver Mahindra Manulife | 24 | Avoid | -2.3% | 8.9% | 9.9% | 0.19 | 0.25 | 13.2 | -3.3 | 0.91 | 3★ | 23.5 | 1.19% | ₹904 Cr | 9.9y | |
| Groww ELSS Tax Saver Groww | 20 | Avoid | -3.2% | 10.4% | 9.2% | 0.27 | 0.37 | 14.4 | -2.3 | 0.97 | 2★ | 30.9 | 1.44% | ₹51 Cr | 8.7y | |
| Shriram ELSS Tax Saver Shriram | 14 | Avoid | 1.4% | 8.2% | 7.7% | 0.11 | 0.14 | 15.6 | -4.8 | 1.03 | 1★ | 30.9 | 0.99% | ₹48 Cr | 7.6y | |
| Sundaram Value Sundaram | 9 | Avoid | -3.7% | 7.4% | 8.1% | 0.11 | 0.14 | 18.7 | -18.8 | 0.89 | 2★ | — | 1.78% | ₹1.3k Cr | 13.7y | |
| Samco ELSS Tax Saver Samco | 8 | Avoid | 1.6% | 5.3% | — | -0.07 | -0.09 | 17.6 | -8.0 | 1.06 | 1★ | 26.2 | 1.38% | ₹105 Cr | 3.7y |
ELSS (Tax Saver) — Jhatpat jawaab
›Abhi sabse accha ELSS (Tax Saver) mutual fund kaun sa hai?
Motilal Oswal ELSS Tax Saver abhi 38 ELSS (Tax Saver) funds mein #1 hai — FundLens Smart Score 83/100 (Strong Buy). 3 saal ka return 22.8%, 5 saal ka 17.4%, expense ratio 0.98% (direct plan). Ranking 07 Sept 2026 ke data se bani hai.
›Kis ELSS (Tax Saver) fund ka risk-adjusted return sabse accha hai?
Sortino ratio ke hisaab se Motilal Oswal ELSS Tax Saver category mein sabse aage hai — 1.18 (Sharpe 0.84). Matlab girawat ke har unit risk par sabse zyada return.
›Sabse kam expense ratio wala ELSS (Tax Saver) fund kaun sa hai?
Parag Parikh ELSS Tax Saver — saalana 0.67% (direct plan), category mein sabse kam. Kam fees lambe samay mein aapke favour mein compound hoti hai.
›AUM ke hisaab se sabse chhota ELSS (Tax Saver) fund kaun sa hai?
Shriram ELSS Tax Saver — ₹48 Cr, category mein sabse chhota. Chhote funds phurteele ho sakte hain, par size ko akeli khoobi mat maano.
›ELSS (Tax Saver) fund mein kitne samay ke liye invested rehna chahiye?
ELSS (Tax Saver) funds ka risk bahut ooncha hota hai, isliye aam taur par 7+ saal ka nazariya samajhdaari hai. Section 80C tax deduction with a 3-year lock-in — equity that saves tax. Yeh research hai, investment advice nahi.
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