How should I invest for my child's higher education 10–15 years away?

A 10–15 year runway is the best position an investor can be in: long enough for equity to compound through full market cycles, so an equity-heavy mix — not FDs or child insurance plans — is the standard playbook. A common structure is a core (60–80%) in flexi cap and/or a broad index fund, plus an optional satellite in mid/small caps for extra growth you have time to ride out.

Three habits matter more than the exact fund: run it as a monthly SIP so you buy through dips; step the SIP up ~10% each year as income grows (this roughly doubles the final corpus versus a flat SIP); and de-risk on a glide path — from about 3 years before the fees start, move each year's needed amount out of equity into safer holdings so a bad market year can't hit the goal.

The live list below shows the current flexi cap leaders by Smart Score — a common long-horizon core. Project your target amount with the SIP calculator linked underneath. Research, not investment advice.