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₹2,000 SIP for 15 Years — What It Grows Into

Invest ₹2,000 every month for 15 years and you put in ₹3.6 L — at a 12% annual return that becomes roughly ₹10.1 L, of which ₹6.5 L is compounding doing the work. Step the SIP up 10% a year as your income grows and the same plan builds about ₹17.4 L instead. The sliders below start at these numbers — drag them to make the plan yours.

₹2,000/month for 15 years, by assumed return
Annual returnInvestedEst. gainsTotal corpus
10%₹3.6 L₹4.8 L₹8.4 L
12%₹3.6 L₹6.5 L₹10.1 L
14%₹3.6 L₹8.7 L₹12.3 L
Monthly SIP amount
Investment period15 years
Expected annual return12%
Annual SIP step-upOff
₹3.6 L
Invested
₹6.5 L
Est. gains
₹10.1 L
Total corpus
■ Invested 36%■ Gains 64%

Assumes returns compound monthly at a constant rate — real market returns vary year to year. Projection, not a promise; not investment advice.

Want to see what this SIP would have actually returned in a real fund, year by real year? The main SIP calculator's backtest mode replays it through any top-scoring Indian fund's calendar-year returns.

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FundLens is a research tool, not a SEBI-registered investment adviser; nothing here is a recommendation to buy or sell. Figures assume returns compound monthly at a constant rate — real market returns vary year to year, and past returns don't guarantee future results.