Bank Of India Flexi Cap vs Bajaj FInserv Flexi Cap
Data updated · direct-growth plans · not investment advice
Bank Of India Flexi Cap currently edges it with a Smart Score of 79/100 vs 78/100. Bank Of India Flexi Cap has the weaker risk-adjusted profile (Sortino 1.15 vs 1.18), 3-year returns of 21.8% vs —, and an expense ratio of 0.83% vs 1.04%. Scores are relative to all Flexi Cap peers and refresh with every data update.
| Metric | 79 Bank Of India Flexi Cap Bank of India Strong Buy | 78 Bajaj FInserv Flexi Cap Bajaj Finserv Strong Buy | Add fund (3 left) |
|---|---|---|---|
| Returns (CAGR) | |||
1Y return ↑ higher is better | 9.7%BEST | 7.0% | |
3Y return ↑ higher is better | 21.8%BEST | — | |
5Y return ↑ higher is better | 17.9%BEST | — | |
Since launch ↑ higher is better | 26.5%BEST | 18.0% | |
| Vs category benchmark | |||
1Y vs index fund minus its own index | +8.9%BEST | +6.3% | |
3Y vs index fund minus its own index | +9.6%BEST | — | |
5Y vs index fund minus its own index | +5.6%BEST | — | |
Benchmark used | Nifty 500 | Nifty 500 | |
| Risk | |||
Sharpe ratio ↑ higher is better | 0.89BEST | 0.86 | |
Sortino ratio ↑ higher is better | 1.15 | 1.18BEST | |
Std deviation ↓ lower is better | 19.09 | 13.34BEST | |
Alpha ↑ higher is better | 6.73BEST | 4.80 | |
Beta ≈1 moves with the market | 1.11 | 0.88 | |
| Cost & size | |||
Expense ratio ↓ lower is better | 0.83%BEST | 1.04% | |
Fund size ↑ higher is better | ₹2.6k Cr | ₹7.8k CrBEST | |
Portfolio P/E ↓ lower is better | 24.04 | 21.93BEST | |
| Ratings | |||
Value Research 1–5 stars | ★★★★★BEST | — | |
Morningstar 1–5 stars | ★★★★★BEST | — | |
| Details | |||
Fund manager | Alok Singh | Nimesh Chandan, Siddharth Chaudhary | |
Benchmark | BSE 500 TRI | — | |
Riskometer | High | High | |
Start date | 29 Jun 2020 | 14 Aug 2023 | |
Quick answers
Is Bank Of India Flexi Cap better than Bajaj FInserv Flexi Cap?
Bank Of India Flexi Cap currently edges it with a Smart Score of 79/100 vs 78/100. Bank Of India Flexi Cap has the weaker risk-adjusted profile (Sortino 1.15 vs 1.18), 3-year returns of 21.8% vs —, and an expense ratio of 0.83% vs 1.04%. Scores are relative to all Flexi Cap peers and refresh with every data update.
Which is cheaper — Bank Of India Flexi Cap or Bajaj FInserv Flexi Cap?
Bank Of India Flexi Cap has the lower expense ratio: 0.83% vs 1.04% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), Bajaj FInserv Flexi Cap leads with 1.18 vs 1.15. Sharpe ratios: Bank Of India Flexi Cap 0.89, Bajaj FInserv Flexi Cap 0.86.