Motilal Oswal ELSS Tax Saver vs HSBC ELSS Tax Saver
Data updated · direct-growth plans · not investment advice
Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 83/100 vs 74/100. Motilal Oswal ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 0.94 vs 0.85), 3-year returns of 20.2% vs 17.1%, and an expense ratio of 0.96% vs 1.21%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
Portfolio overlap
lower = better diversificationOverlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.
| Returns (CAGR) | ||||
1Y return | 9.1%BEST | 5.2% | ||
3Y return | 20.2%BEST | 17.1% | ||
5Y return | 16.4%BEST | 12.8% | ||
Since launch | 17.2%BEST | 14.7% | ||
| Vs category benchmark | ||||
1Y vs index | +8.2%BEST | +4.3% | ||
3Y vs index | +8.0%BEST | +4.9% | ||
5Y vs index | +6.8%BEST | +3.1% | ||
Benchmark used | Nifty 500 | Nifty 500 | ||
| Risk | ||||
Sharpe ratio | 0.67BEST | 0.59 | ||
Sortino ratio | 0.94BEST | 0.85 | ||
Std deviation | 22.23 | 16.91BEST | ||
Alpha | 8.05BEST | 4.06 | ||
Beta | 1.15 | 1.01 | ||
| Cost & size | ||||
Expense ratio | 0.96%BEST | 1.21% | ||
Fund size | ₹4.7k CrBEST | ₹3.8k Cr | ||
Portfolio P/E | 38.38 | 26.07BEST | ||
| Ratings | ||||
Value Research | ★★★★★BEST | ★★★★★ | ||
Morningstar | ★★★★★BEST | ★★★★★ | ||
| Details | ||||
Fund manager | — | Abhishek Gupta, Dipan S. Parikh | ||
Benchmark | Nifty 500 TRI | Nifty 500 TRI | ||
Riskometer | Very High | Very High | ||
Start date | 21 Jan 2015 | 01 Jan 2013 | ||
| Top 5 holdings | ||||
Biggest positions |
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Quick answers
Is Motilal Oswal ELSS Tax Saver better than HSBC ELSS Tax Saver?
Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 83/100 vs 74/100. Motilal Oswal ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 0.94 vs 0.85), 3-year returns of 20.2% vs 17.1%, and an expense ratio of 0.96% vs 1.21%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
Which is cheaper — Motilal Oswal ELSS Tax Saver or HSBC ELSS Tax Saver?
Motilal Oswal ELSS Tax Saver has the lower expense ratio: 0.96% vs 1.21% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), Motilal Oswal ELSS Tax Saver leads with 0.94 vs 0.85. Sharpe ratios: Motilal Oswal ELSS Tax Saver 0.67, HSBC ELSS Tax Saver 0.59.