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ELSS (Tax Saver) · head-to-head

Motilal Oswal ELSS Tax Saver vs ITI ELSS Tax Saver

Data updated · direct-growth plans · not investment advice

Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 83/100 vs 74/100. Motilal Oswal ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.18 vs 0.91), 3-year returns of 22.8% vs 18.0%, and an expense ratio of 0.98% vs 0.88%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.

Portfolio overlap

lower = better diversification
Motilal Oswal ELSS Tax Saver × ITI ELSS Tax Saver0%

Overlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.

Returns
1Y return
14.8%BEST
9.2%
3Y return
22.8%BEST
18.0%
5Y return
17.4%BEST
13.8%
3Y vs index· vs own category index
+11.4%BEST
+6.6%
Risk
Sharpe· ↑ better
0.84BEST
0.68
Sortino· ↑ better
1.18BEST
0.91
Std deviation· ↓ better
21.67
20.02BEST
Alpha· ↑ better
8.95BEST
3.68
Beta· ≈1 market-like
1.15
1.22
Cost & facts
Expense· ↓ better
0.98%
0.88%BEST
P/E· ↓ cheaper
40.9
23.3BEST
AUM
₹4.8k CrBEST
₹455 Cr
VR rating
★★★★★BEST
★★★★
Morningstar
★★★★★BEST
★★★★
Start date
21 Jan 2015
18 Oct 2019

Quick answers

Is Motilal Oswal ELSS Tax Saver better than ITI ELSS Tax Saver?

Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 83/100 vs 74/100. Motilal Oswal ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.18 vs 0.91), 3-year returns of 22.8% vs 18.0%, and an expense ratio of 0.98% vs 0.88%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.

Which is cheaper — Motilal Oswal ELSS Tax Saver or ITI ELSS Tax Saver?

ITI ELSS Tax Saver has the lower expense ratio: 0.88% vs 0.98% (direct plans). Lower fees compound in your favour over long holding periods.

Which has better risk-adjusted returns?

On the Sortino ratio (return per unit of downside risk), Motilal Oswal ELSS Tax Saver leads with 1.18 vs 0.91. Sharpe ratios: Motilal Oswal ELSS Tax Saver 0.84, ITI ELSS Tax Saver 0.68.