Motilal Oswal ELSS Tax Saver vs SBI ELSS Tax Saver
Data updated · direct-growth plans · not investment advice
Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 84/100 vs 81/100. Motilal Oswal ELSS Tax Saver has the weaker risk-adjusted profile (Sortino 1.13 vs 1.15), 3-year returns of 22.5% vs 17.3%, and an expense ratio of 0.74% vs 1.11%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
| Metric | 84 Motilal Oswal ELSS Tax Saver Motilal Oswal Strong Buy | 81 Strong Buy | Add fund (3 left) |
|---|---|---|---|
| Returns (CAGR) | |||
1Y return ↑ higher is better | 5.3%BEST | -0.2% | |
3Y return ↑ higher is better | 22.5%BEST | 17.3% | |
5Y return ↑ higher is better | 18.8%BEST | 17.4% | |
Since launch ↑ higher is better | 17.4%BEST | 15.5% | |
| Vs category benchmark | |||
1Y vs index fund minus its own index | +4.5%BEST | -0.9% | |
3Y vs index fund minus its own index | +10.4%BEST | +5.1% | |
5Y vs index fund minus its own index | +6.4%BEST | +5.1% | |
Benchmark used | Nifty 500 | Nifty 500 | |
| Risk | |||
Sharpe ratio ↑ higher is better | 0.86 | 0.88BEST | |
Sortino ratio ↑ higher is better | 1.13 | 1.15BEST | |
Std deviation ↓ lower is better | 21.41 | 15.68BEST | |
Alpha ↑ higher is better | 7.81BEST | 4.81 | |
Beta ≈1 moves with the market | 1.15 | 0.97 | |
| Cost & size | |||
Expense ratio ↓ lower is better | 0.74%BEST | 1.11% | |
Fund size ↑ higher is better | ₹4.9k Cr | ₹31.8k CrBEST | |
Portfolio P/E ↓ lower is better | 42.84 | 23.12BEST | |
| Ratings | |||
Value Research 1–5 stars | ★★★★★BEST | ★★★★★ | |
Morningstar 1–5 stars | ★★★★★BEST | ★★★★★ | |
| Details | |||
Fund manager | — | Milind Agrawal | |
Benchmark | Nifty 500 TRI | BSE 500 TRI | |
Riskometer | Very High | Very High | |
Start date | 21 Jan 2015 | 01 Jan 2013 | |
Quick answers
Is Motilal Oswal ELSS Tax Saver better than SBI ELSS Tax Saver?
Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 84/100 vs 81/100. Motilal Oswal ELSS Tax Saver has the weaker risk-adjusted profile (Sortino 1.13 vs 1.15), 3-year returns of 22.5% vs 17.3%, and an expense ratio of 0.74% vs 1.11%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
Which is cheaper — Motilal Oswal ELSS Tax Saver or SBI ELSS Tax Saver?
Motilal Oswal ELSS Tax Saver has the lower expense ratio: 0.74% vs 1.11% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), SBI ELSS Tax Saver leads with 1.15 vs 1.13. Sharpe ratios: Motilal Oswal ELSS Tax Saver 0.86, SBI ELSS Tax Saver 0.88.