Motilal Oswal ELSS Tax Saver vs WhiteOak Capital ELSS Tax Saver
Data updated · direct-growth plans · not investment advice
Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 84/100 vs 77/100. Motilal Oswal ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.13 vs 1.10), 3-year returns of 22.5% vs 18.0%, and an expense ratio of 0.74% vs 0.90%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
| Metric | 84 Motilal Oswal ELSS Tax Saver Motilal Oswal Strong Buy | 77 WhiteOak Capital ELSS Tax Saver WhiteOak Buy | Add fund (3 left) |
|---|---|---|---|
| Returns (CAGR) | |||
1Y return ↑ higher is better | 5.3%BEST | 2.7% | |
3Y return ↑ higher is better | 22.5%BEST | 18.0% | |
5Y return ↑ higher is better | 18.8%BEST | — | |
Since launch ↑ higher is better | 17.4% | 18.6%BEST | |
| Vs category benchmark | |||
1Y vs index fund minus its own index | +4.5%BEST | +2.0% | |
3Y vs index fund minus its own index | +10.4%BEST | +5.8% | |
5Y vs index fund minus its own index | +6.4%BEST | — | |
Benchmark used | Nifty 500 | Nifty 500 | |
| Risk | |||
Sharpe ratio ↑ higher is better | 0.86BEST | 0.85 | |
Sortino ratio ↑ higher is better | 1.13BEST | 1.10 | |
Std deviation ↓ lower is better | 21.41 | 15.06BEST | |
Alpha ↑ higher is better | 7.81BEST | 4.26 | |
Beta ≈1 moves with the market | 1.15 | 0.92 | |
| Cost & size | |||
Expense ratio ↓ lower is better | 0.74%BEST | 0.90% | |
Fund size ↑ higher is better | ₹4.9k CrBEST | ₹474 Cr | |
Portfolio P/E ↓ lower is better | 42.84 | 26.00BEST | |
| Ratings | |||
Value Research 1–5 stars | ★★★★★BEST | ★★★★★ | |
Morningstar 1–5 stars | ★★★★★BEST | ★★★★★ | |
| Details | |||
Fund manager | — | — | |
Benchmark | Nifty 500 TRI | BSE 500 TRI | |
Riskometer | Very High | Very High | |
Start date | 21 Jan 2015 | 14 Oct 2022 | |
Quick answers
Is Motilal Oswal ELSS Tax Saver better than WhiteOak Capital ELSS Tax Saver?
Motilal Oswal ELSS Tax Saver currently edges it with a Smart Score of 84/100 vs 77/100. Motilal Oswal ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.13 vs 1.10), 3-year returns of 22.5% vs 18.0%, and an expense ratio of 0.74% vs 0.90%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
Which is cheaper — Motilal Oswal ELSS Tax Saver or WhiteOak Capital ELSS Tax Saver?
Motilal Oswal ELSS Tax Saver has the lower expense ratio: 0.74% vs 0.90% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), Motilal Oswal ELSS Tax Saver leads with 1.13 vs 1.10. Sharpe ratios: Motilal Oswal ELSS Tax Saver 0.86, WhiteOak Capital ELSS Tax Saver 0.85.