SBI ELSS Tax Saver vs WhiteOak Capital ELSS Tax Saver
Data updated · direct-growth plans · not investment advice
SBI ELSS Tax Saver currently edges it with a Smart Score of 81/100 vs 77/100. SBI ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.15 vs 1.10), 3-year returns of 17.3% vs 18.0%, and an expense ratio of 1.11% vs 0.90%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
| Metric | 81 Strong Buy | 77 WhiteOak Capital ELSS Tax Saver WhiteOak Buy | Add fund (3 left) |
|---|---|---|---|
| Returns (CAGR) | |||
1Y return ↑ higher is better | -0.2% | 2.7%BEST | |
3Y return ↑ higher is better | 17.3% | 18.0%BEST | |
5Y return ↑ higher is better | 17.4%BEST | — | |
Since launch ↑ higher is better | 15.5% | 18.6%BEST | |
| Vs category benchmark | |||
1Y vs index fund minus its own index | -0.9% | +2.0%BEST | |
3Y vs index fund minus its own index | +5.1% | +5.8%BEST | |
5Y vs index fund minus its own index | +5.1%BEST | — | |
Benchmark used | Nifty 500 | Nifty 500 | |
| Risk | |||
Sharpe ratio ↑ higher is better | 0.88BEST | 0.85 | |
Sortino ratio ↑ higher is better | 1.15BEST | 1.10 | |
Std deviation ↓ lower is better | 15.68 | 15.06BEST | |
Alpha ↑ higher is better | 4.81BEST | 4.26 | |
Beta ≈1 moves with the market | 0.97 | 0.92 | |
| Cost & size | |||
Expense ratio ↓ lower is better | 1.11% | 0.90%BEST | |
Fund size ↑ higher is better | ₹31.8k CrBEST | ₹474 Cr | |
Portfolio P/E ↓ lower is better | 23.12BEST | 26.00 | |
| Ratings | |||
Value Research 1–5 stars | ★★★★★BEST | ★★★★★ | |
Morningstar 1–5 stars | ★★★★★BEST | ★★★★★ | |
| Details | |||
Fund manager | Milind Agrawal | — | |
Benchmark | BSE 500 TRI | BSE 500 TRI | |
Riskometer | Very High | Very High | |
Start date | 01 Jan 2013 | 14 Oct 2022 | |
Quick answers
Is SBI ELSS Tax Saver better than WhiteOak Capital ELSS Tax Saver?
SBI ELSS Tax Saver currently edges it with a Smart Score of 81/100 vs 77/100. SBI ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.15 vs 1.10), 3-year returns of 17.3% vs 18.0%, and an expense ratio of 1.11% vs 0.90%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.
Which is cheaper — SBI ELSS Tax Saver or WhiteOak Capital ELSS Tax Saver?
WhiteOak Capital ELSS Tax Saver has the lower expense ratio: 0.90% vs 1.11% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), SBI ELSS Tax Saver leads with 1.15 vs 1.10. Sharpe ratios: SBI ELSS Tax Saver 0.88, WhiteOak Capital ELSS Tax Saver 0.85.