FundLens
ELSS (Tax Saver) · head-to-head

WhiteOak Capital ELSS Tax Saver vs SBI ELSS Tax Saver

Data updated · direct-growth plans · not investment advice

WhiteOak Capital ELSS Tax Saver currently edges it with a Smart Score of 78/100 vs 76/100. WhiteOak Capital ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.14 vs 1.05), 3-year returns of 18.4% vs 16.5%, and an expense ratio of 0.87% vs 1.23%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.

Portfolio overlap

lower = better diversification
WhiteOak Capital ELSS Tax Saver × SBI ELSS Tax Saver25.2%

Overlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.

Returns
1Y return
9.3%BEST
3.9%
3Y return
18.4%BEST
16.5%
5Y return
16.8%
3Y vs index· vs own category index
+5.6%BEST
+3.8%
Risk
Sharpe· ↑ better
0.85
0.88BEST
Sortino· ↑ better
1.14BEST
1.05
Std deviation· ↓ better
15.06BEST
15.68
Alpha· ↑ better
4.26
4.81BEST
Beta· ≈1 market-like
0.92
0.97
Cost & facts
Expense· ↓ better
0.87%BEST
1.23%
P/E· ↓ cheaper
26.0
23.1BEST
AUM
₹494 Cr
₹32.3k CrBEST
VR rating
★★★★★
★★★★★
Morningstar
★★★★★
★★★★★
Start date
14 Oct 2022
01 Jan 2013

Quick answers

Is WhiteOak Capital ELSS Tax Saver better than SBI ELSS Tax Saver?

WhiteOak Capital ELSS Tax Saver currently edges it with a Smart Score of 78/100 vs 76/100. WhiteOak Capital ELSS Tax Saver has the stronger risk-adjusted profile (Sortino 1.14 vs 1.05), 3-year returns of 18.4% vs 16.5%, and an expense ratio of 0.87% vs 1.23%. Scores are relative to all ELSS (Tax Saver) peers and refresh with every data update.

Which is cheaper — WhiteOak Capital ELSS Tax Saver or SBI ELSS Tax Saver?

WhiteOak Capital ELSS Tax Saver has the lower expense ratio: 0.87% vs 1.23% (direct plans). Lower fees compound in your favour over long holding periods.

Which has better risk-adjusted returns?

On the Sortino ratio (return per unit of downside risk), WhiteOak Capital ELSS Tax Saver leads with 1.14 vs 1.05. Sharpe ratios: WhiteOak Capital ELSS Tax Saver 0.85, SBI ELSS Tax Saver 0.88.