FundLens
Flexi Cap · head-to-head

Bajaj Finserv Flexi Cap vs Bank Of India Flexi Cap

Data updated · direct-growth plans · not investment advice

Bajaj Finserv Flexi Cap currently edges it with a Smart Score of 81/100 vs 80/100. Bajaj Finserv Flexi Cap has the stronger risk-adjusted profile (Sortino 1.18 vs 1.10), 3-year returns of 18.0% vs 21.2%, and an expense ratio of 1.01% vs 0.85%. Scores are relative to all Flexi Cap peers and refresh with every data update.

Portfolio overlap

lower = better diversification
Bajaj Finserv Flexi Cap × Bank Of India Flexi Cap12.5%

Overlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.

Returns
1Y return
10.9%
15.9%BEST
3Y return
18.0%
21.2%BEST
5Y return
17.3%
3Y vs index· vs own category index
+6.2%
+9.5%BEST
Risk
Sharpe· ↑ better
0.87
0.89BEST
Sortino· ↑ better
1.18BEST
1.10
Std deviation· ↓ better
13.27BEST
19.09
Alpha· ↑ better
5.51
6.73BEST
Beta· ≈1 market-like
0.89
1.11
Cost & facts
Expense· ↓ better
1.01%
0.85%BEST
P/E· ↓ cheaper
22.5BEST
24.5
AUM
₹8.2k CrBEST
₹2.8k Cr
VR rating
★★★★★
Morningstar
★★★★★
Start date
14 Aug 2023
29 Jun 2020

Quick answers

Is Bajaj Finserv Flexi Cap better than Bank Of India Flexi Cap?

Bajaj Finserv Flexi Cap currently edges it with a Smart Score of 81/100 vs 80/100. Bajaj Finserv Flexi Cap has the stronger risk-adjusted profile (Sortino 1.18 vs 1.10), 3-year returns of 18.0% vs 21.2%, and an expense ratio of 1.01% vs 0.85%. Scores are relative to all Flexi Cap peers and refresh with every data update.

Which is cheaper — Bajaj Finserv Flexi Cap or Bank Of India Flexi Cap?

Bank Of India Flexi Cap has the lower expense ratio: 0.85% vs 1.01% (direct plans). Lower fees compound in your favour over long holding periods.

Which has better risk-adjusted returns?

On the Sortino ratio (return per unit of downside risk), Bajaj Finserv Flexi Cap leads with 1.18 vs 1.10. Sharpe ratios: Bajaj Finserv Flexi Cap 0.87, Bank Of India Flexi Cap 0.89.