FundLens
Flexi Cap · head-to-head

Bank Of India Flexi Cap vs ICICI Pru Flexi Cap

Data updated · direct-growth plans · not investment advice

Bank Of India Flexi Cap currently edges it with a Smart Score of 80/100 vs 78/100. Bank Of India Flexi Cap has the weaker risk-adjusted profile (Sortino 1.04 vs 1.05), 3-year returns of 20.4% vs 16.9%, and an expense ratio of 0.85% vs 0.89%. Scores are relative to all Flexi Cap peers and refresh with every data update.

Portfolio overlap

lower = better diversification
Bank Of India Flexi Cap × ICICI Pru Flexi Cap11.8%

Overlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.

Returns
1Y return
15.3%BEST
8.4%
3Y return
20.4%BEST
16.9%
5Y return
17.1%BEST
15.6%
3Y vs index· vs own category index
+9.0%BEST
+5.6%
Risk
Sharpe· ↑ better
0.86BEST
0.84
Sortino· ↑ better
1.04
1.05BEST
Std deviation· ↓ better
18.83
15.49BEST
Alpha· ↑ better
7.34BEST
5.31
Beta· ≈1 market-like
1.10
0.95
Cost & facts
Expense· ↓ better
0.85%BEST
0.89%
P/E· ↓ cheaper
24.5BEST
33.2
AUM
₹2.8k Cr
₹24.1k CrBEST
VR rating
★★★★★
★★★★★
Morningstar
★★★★★
Start date
29 Jun 2020
05 Jul 2021

Quick answers

Is Bank Of India Flexi Cap better than ICICI Pru Flexi Cap?

Bank Of India Flexi Cap currently edges it with a Smart Score of 80/100 vs 78/100. Bank Of India Flexi Cap has the weaker risk-adjusted profile (Sortino 1.04 vs 1.05), 3-year returns of 20.4% vs 16.9%, and an expense ratio of 0.85% vs 0.89%. Scores are relative to all Flexi Cap peers and refresh with every data update.

Which is cheaper — Bank Of India Flexi Cap or ICICI Pru Flexi Cap?

Bank Of India Flexi Cap has the lower expense ratio: 0.85% vs 0.89% (direct plans). Lower fees compound in your favour over long holding periods.

Which has better risk-adjusted returns?

On the Sortino ratio (return per unit of downside risk), ICICI Pru Flexi Cap leads with 1.05 vs 1.04. Sharpe ratios: Bank Of India Flexi Cap 0.86, ICICI Pru Flexi Cap 0.84.