HDFC Flexi Cap vs Bank Of India Flexi Cap
Data updated · direct-growth plans · not investment advice
HDFC Flexi Cap currently edges it with a Smart Score of 84/100 vs 80/100. HDFC Flexi Cap has the stronger risk-adjusted profile (Sortino 0.91 vs 0.84), 3-year returns of 14.4% vs 17.7%, and an expense ratio of 0.77% vs 0.85%. Scores are relative to all Flexi Cap peers and refresh with every data update.
Portfolio overlap
lower = better diversificationOverlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.
| Returns (CAGR) | ||||
1Y return | -4.5% | 6.6%BEST | ||
3Y return | 14.4% | 17.7%BEST | ||
5Y return | 14.4% | 14.6%BEST | ||
Since launch | 15.5% | 25.0%BEST | ||
| Vs category benchmark | ||||
1Y vs index | +1.3% | +12.4%BEST | ||
3Y vs index | +5.3% | +8.5%BEST | ||
5Y vs index | +6.7% | +6.9%BEST | ||
Benchmark used | Nifty 500 | Nifty 500 | ||
| Risk | ||||
Sharpe ratio | 0.69 | 0.71BEST | ||
Sortino ratio | 0.91BEST | 0.84 | ||
Std deviation | 13.56BEST | 18.78 | ||
Alpha | 4.76 | 7.55BEST | ||
Beta | 0.82 | 1.06 | ||
| Cost & size | ||||
Expense ratio | 0.77%BEST | 0.85% | ||
Fund size | ₹1.09L CrBEST | ₹3.1k Cr | ||
Portfolio P/E | 23.55BEST | 26.25 | ||
| Ratings | ||||
Value Research | ★★★★★ | ★★★★★BEST | ||
Morningstar | ★★★★★ | ★★★★★BEST | ||
| Details | ||||
Fund manager | Amit Ganatra | Alok Singh | ||
Benchmark | Nifty 500 TRI | BSE 500 TRI | ||
Riskometer | High | High | ||
Start date | 01 Jan 2013 | 29 Jun 2020 | ||
| Top 5 holdings | ||||
Biggest positions |
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Quick answers
Is HDFC Flexi Cap better than Bank Of India Flexi Cap?
HDFC Flexi Cap currently edges it with a Smart Score of 84/100 vs 80/100. HDFC Flexi Cap has the stronger risk-adjusted profile (Sortino 0.91 vs 0.84), 3-year returns of 14.4% vs 17.7%, and an expense ratio of 0.77% vs 0.85%. Scores are relative to all Flexi Cap peers and refresh with every data update.
Which is cheaper — HDFC Flexi Cap or Bank Of India Flexi Cap?
HDFC Flexi Cap has the lower expense ratio: 0.77% vs 0.85% (direct plans). Lower fees compound in your favour over long holding periods.
Which has better risk-adjusted returns?
On the Sortino ratio (return per unit of downside risk), HDFC Flexi Cap leads with 0.91 vs 0.84. Sharpe ratios: HDFC Flexi Cap 0.69, Bank Of India Flexi Cap 0.71.