FundLens
Flexi Cap · head-to-head

Parag Parikh Flexi Cap vs Bank Of India Flexi Cap

Data updated · direct-growth plans · not investment advice

Parag Parikh Flexi Cap currently edges it with a Smart Score of 79/100 vs 78/100. Parag Parikh Flexi Cap has the stronger risk-adjusted profile (Sortino 1.25 vs 1.11), 3-year returns of 15.6% vs 21.3%, and an expense ratio of 0.70% vs 0.83%. Scores are relative to all Flexi Cap peers and refresh with every data update.

Portfolio overlap

lower = better diversification
Parag Parikh Flexi Cap × Bank Of India Flexi Cap12.6%

Overlap = combined weight of stocks both funds hold (sum of the smaller weight per shared stock), from each fund's latest disclosed top-25 holdings.

Returns
1Y return
2.5%
14.2%BEST
3Y return
15.6%
21.3%BEST
5Y return
14.1%
17.4%BEST
3Y vs index· vs own category index
+2.8%
+8.6%BEST
Risk
Sharpe· ↑ better
0.96BEST
0.89
Sortino· ↑ better
1.25BEST
1.11
Std deviation· ↓ better
9.93BEST
19.09
Alpha· ↑ better
4.08
6.73BEST
Beta· ≈1 market-like
0.59
1.11
Cost & facts
Expense· ↓ better
0.70%BEST
0.83%
P/E· ↓ cheaper
16.9BEST
24.0
AUM
₹1.43L CrBEST
₹2.6k Cr
VR rating
★★★★★
★★★★★
Morningstar
★★★★★
★★★★★
Start date
24 May 2013
29 Jun 2020

Quick answers

Is Parag Parikh Flexi Cap better than Bank Of India Flexi Cap?

Parag Parikh Flexi Cap currently edges it with a Smart Score of 79/100 vs 78/100. Parag Parikh Flexi Cap has the stronger risk-adjusted profile (Sortino 1.25 vs 1.11), 3-year returns of 15.6% vs 21.3%, and an expense ratio of 0.70% vs 0.83%. Scores are relative to all Flexi Cap peers and refresh with every data update.

Which is cheaper — Parag Parikh Flexi Cap or Bank Of India Flexi Cap?

Parag Parikh Flexi Cap has the lower expense ratio: 0.70% vs 0.83% (direct plans). Lower fees compound in your favour over long holding periods.

Which has better risk-adjusted returns?

On the Sortino ratio (return per unit of downside risk), Parag Parikh Flexi Cap leads with 1.25 vs 1.11. Sharpe ratios: Parag Parikh Flexi Cap 0.96, Bank Of India Flexi Cap 0.89.